Cinderfi — Retirement Planning
Retirement planning for Canada & US. CPP/OAS, Social Security, RRSP/TFSA, 401k/IRA, Monte Carlo.
Que pouvez-vous faire avec Cinderfi — Retirement Planning ?
- Retirement projections (single + couples)
- CPP / OAS / Social Security timing
- Tax calculations (all Canadian provinces + US states)
- GIS eligibility and clawback analysis
- RRSP meltdown / Roth conversion strategy
- Monte Carlo simulation
- Withdrawal order optimization
- Historical backtesting (Shiller 1871–2024)
Installation
Ajoutez ceci à la configuration MCP de votre client (Claude Desktop : claude_desktop_config.json ; Cursor : .cursor/mcp.json ; VS Code et les autres utilisent la même forme « mcpServers »).
claude mcp add --transport http cinderfi-retirement-planning 'https://mcp.cinderfi.com/mcp' --header 'Authorization: <Bearer token API key. Get one free at https://cinderfi.com/mcp>'
{
"mcpServers": {
"cinderfi-retirement-planning": {
"type": "http",
"url": "https://mcp.cinderfi.com/mcp",
"headers": {
"Authorization": "<Bearer token API key. Get one free at https://cinderfi.com/mcp>"
}
}
}
}
Documentation
Tirée du README du projet sur GitHub, actualisée chaque semaine. Les liens ouvrent GitHub.
cinder.fi MCP
Tax-aware retirement planning for Canada and the US, available as a Claude Code plugin, an Agent Skills skill, and a Model Context Protocol server.
Compatible with Claude Code, Cursor, VS Code Copilot, OpenAI Codex, Gemini CLI, Goose, and any other MCP- or Agent Skills-compatible agent.
What it does
19 tools covering:
- Retirement projections (single + couples)
- CPP / OAS / Social Security timing
- Tax calculations (all Canadian provinces + US states)
- GIS eligibility and clawback analysis
- RRSP meltdown / Roth conversion strategy
- Monte Carlo simulation
- Withdrawal order optimization
- Historical backtesting (Shiller 1871–2024)
- Purchase and windfall impact simulators
- Scenario comparison
- Personalized retirement insights
Claude Code plugin
The fastest path in Claude Code — installs the MCP server plus a retirement-planning skill that sequences the tools:
/plugin marketplace add cinderfi/cinderfi-mcp
/plugin install cinderfi@cinderfi
Then set your key so the server authenticates:
export CINDERFI_MCP_KEY=your_api_key # from https://cinder.fi/mcp
Agents that support the auth.md protocol can also register for their own credential through a user-approved claim ceremony — no pasted key required.
Get started (any client)
- Get a free API key at cinder.fi/mcp
- Connect your agent to
https://mcp.cinder.fi/mcp
Claude Desktop
{
"mcpServers": {
"cinderfi": {
"command": "npx",
"args": ["-y", "mcp-remote", "https://mcp.cinder.fi/mcp"],
"env": {
"AUTHORIZATION": "Bearer YOUR_API_KEY"
}
}
}
}
Any MCP-compatible client
- Endpoint:
https://mcp.cinder.fi/mcp - Auth:
Authorization: Bearer YOUR_API_KEY(or the auth.md registration flow) - Transports: Streamable HTTP, SSE
Pricing
| Free | Pro | |
|---|---|---|
| Calls/day | 5 | Unlimited |
| Single-person tools | ✅ | ✅ |
| Couples tools | — | ✅ |
| Monte Carlo | — | ✅ |
| Optimizer | — | ✅ |
| Backtest | — | ✅ |
| Scenario comparison | — | ✅ |
Questions fréquentes
Qu'est-ce que Cinderfi — Retirement Planning ?
Retirement planning for Canada & US. CPP/OAS, Social Security, RRSP/TFSA, 401k/IRA, Monte Carlo.
Comment installer Cinderfi — Retirement Planning ?
Il fonctionne comme serveur distant. Dans Claude Code : claude mcp add --transport http cinderfi-retirement-planning 'https://mcp.cinderfi.com/mcp' --header 'Authorization: <Bearer token API key. Get one free at https://cinderfi.com/mcp>'. Pour les autres clients, collez la configuration JSON de cette page dans leurs réglages MCP.
Faut-il une clé API pour Cinderfi — Retirement Planning ?
Oui. Il attend Authorization, à renseigner dans sa configuration.
Cinderfi — Retirement Planning est-il open source ?
Son code est public sur GitHub, mais le dépôt ne déclare pas de licence standard.
Qui maintient Cinderfi — Retirement Planning ?
Il est publié par cinderfi. AI.tn le référence sans le maintenir ni le recommander.
Issu du registre MCP officiel. Être listé n'est pas une recommandation : vérifiez le code et les permissions d'un serveur avant de lui donner accès à vos données.