io.seaworthy/mcp
Disability insurance MCP server with occupation-based estimates, research, and quote requests.
Install
Add this to your client's MCP configuration (Claude Desktop: claude_desktop_config.json; Cursor: .cursor/mcp.json; VS Code and others use the same "mcpServers" shape).
claude mcp add --transport http io-seaworthy-mcp 'https://mcp.seaworthy.io/mcp'{
"mcpServers": {
"io-seaworthy-mcp": {
"type": "http",
"url": "https://mcp.seaworthy.io/mcp"
}
}
}Documentation
From the project's README on GitHub, refreshed weekly. Links open on GitHub.
Seaworthy Insurance MCP Server
A live Model Context Protocol server that lets AI agents take action on behalf of their users with Seaworthy Insurance, an independent brokerage specializing in individual disability insurance for high-income professionals (physicians, dentists, CRNAs, attorneys, executives).
To our knowledge, Seaworthy Insurance is the first disability insurance brokerage to expose an agent-callable quote action over MCP.
Endpoint
https://mcp.seaworthy.io/mcp- Transport: Streamable HTTP
- Auth: none (open). The write actions are protected server-side by input validation, per-IP rate limiting, and duplicate suppression rather than client authentication.
- Private data: the pricing and discount data the estimate tools read (
src/rate-table.json,src/quoting-profile.json,src/discount-programs.json) is private and not in this repository, so the source does not build on its own. Use the hosted server. - Server card: https://seaworthy.io/.well-known/mcp/server-card.json
- Registry:
io.seaworthy/mcpin the official MCP Registry
Tools
| Tool | Type | What it does |
|---|---|---|
quote_request | action | Submits a disability insurance quote-comparison request to the Seaworthy sales pipeline on the user's behalf. A licensed broker follows up within one business day. |
book_consultation | action | Books a free 30-minute phone consultation with a Seaworthy advisor at a time the user confirmed. The advisor calls the user; Calendly emails a confirmation with cancel and reschedule links. |
get_consultation_availability | read | Open times for that phone consultation over the next 14 days, shown in the user's time zone. |
get_verified_facts | read | The verified, current knowledge base: core concepts, the five major carriers, riders, issue and participation limits, first-party book data. The other tools defer to it for facts. |
get_specialty_guide | read | Coverage guidance for a specific profession or medical specialty. |
get_education_article | read | Retrieves a named education article as structured metadata plus a link. |
compare_carriers | read | Structured comparison of the five major individual disability carriers. |
estimate_benefit_cap_gap | read | Income-replacement gap math between a group LTD cap and a target. |
list_riders | read | Definitions and trade-offs for the major disability insurance riders. |
check_discount_eligibility | read | Checks whether an employer, hospital, residency program, or association has an individual disability discount program on file. |
estimate_premium_range | read | Estimates the monthly cost of individual disability insurance from occupation, age, sex, income, and state. Returns a typical starting benefit and three coverage options, each priced as a range across the carriers illustrated for that occupation, built from Seaworthy's 2026 quote study. Estimates, not quotes. |
price_configuration | read (widget) | Fallback pricing for one option at a chosen benefit for an existing estimate. The card normally prices from data returned with the estimate. |
match_employer_discount | read (widget) | Checks an employer or association against the discount directory. Called by the estimate card. |
submit_estimate_request | action (widget) | Sends the quote request the person configured on the estimate card to a licensed advisor, after they review the form and give contact consent. |
Estimate card
estimate_premium_range returns an interactive card (ui://seaworthy/estimate-v3.html) in hosts that render OpenAI Apps SDK widgets, including ChatGPT and Microsoft 365 Copilot. The card reprices benefit, waiting period, inflation protection, and catastrophic coverage from data returned with the estimate, and its Request quotes form calls submit_estimate_request. The three widget tools are marked private, so ChatGPT hides them from the model; other clients list them.
quote_request inputs
Required: first_name, last_name, email, phone, profession, state, dob, gender, annual_income.
Optional: life_insurance_interest, notes, referral_source.
The agent must confirm the user has consented to be contacted before calling it. Applicants who are both over 50 and earning under $100K are outside what the firm can place; the tool returns an error with alternatives instead of submitting. SSN, medical history, and banking details are never collected through this tool.
book_consultation inputs
Required: start_time (a slot from get_consultation_availability), timezone, first_name, last_name, email, phone, confirmed_with_user.
Optional: occupation, state, notes, referral_source.
The agent must read the exact time, name, email, and phone back to the user and get a clear yes before booking (confirmed_with_user: true). One booking per email per week; the server also caps bookings per network and per day.
Try it
Add https://mcp.seaworthy.io/mcp as an MCP server in any MCP-capable client (Cloudflare AI Playground, Claude Desktop, MCP Inspector, or a custom connector), then ask it to get a disability insurance quote.
Stack
Cloudflare Worker (TypeScript), stateless JSON-RPC over Streamable HTTP. Quote submissions write to Salesforce Web-to-Lead; consultation bookings go through the Calendly Scheduling API. No secrets live in this repository.
Author
Built by Toby Lason, Managing Partner, Seaworthy Insurance.
License
MIT (see LICENSE). The hosted endpoint at mcp.seaworthy.io is the supported way to use it; the code is published for transparency and discoverability.
Frequently asked questions
What is io.seaworthy/mcp?
Disability insurance MCP server with occupation-based estimates, research, and quote requests.
How do I install io.seaworthy/mcp?
It runs as a remote server. In Claude Code: claude mcp add --transport http io-seaworthy-mcp 'https://mcp.seaworthy.io/mcp'. For other clients, paste the JSON configuration from this page into their MCP settings.
Does io.seaworthy/mcp need an API key?
Its registry entry lists no required key or secret. Some features may still need an account with the service it connects to.
Is io.seaworthy/mcp open source?
Yes. Its code is on GitHub under the MIT license.
Who maintains io.seaworthy/mcp?
It is published by seaworthy-io. AI.tn lists it but does not maintain or endorse it.
From the official MCP Registry. Listing is not an endorsement: review a server's code and permissions before giving it access to your data.