Banking Regulations

Official registry Government and legal

Banking Regulations MCP — US banking & consumer-finance rules (12 CFR).

Install

Add this to your client's MCP configuration (Claude Desktop: claude_desktop_config.json; Cursor: .cursor/mcp.json; VS Code and others use the same "mcpServers" shape).

Remote (streamable-http)
Claude Code
claude mcp add --transport http banking-regulations 'https://gateway.pipeworx.io/banking-regulations/mcp'
JSON configuration (Claude Desktop, Cursor, VS Code)
{
    "mcpServers": {
        "banking-regulations": {
            "type": "http",
            "url": "https://gateway.pipeworx.io/banking-regulations/mcp"
        }
    }
}

Documentation

From the project's README on GitHub, refreshed weekly. Links open on GitHub.

Contents
  1. mcp-banking-regulations
  2. Tools
  3. Quick Start
  4. No MCP client? Call it over HTTP
  5. Standalone (no gateway account)
  6. Using with ask_pipeworx
  7. More
  8. License

mcp-banking-regulations

Banking Regulations MCP — US banking & consumer-finance rules (12 CFR).

Part of Pipeworx — an MCP gateway connecting AI agents to 1679+ live data sources.

Tools

ToolDescription
banking_regulationGet the full text of one banking regulation — a US Federal Reserve, OCC, FDIC, CFPB or NCUA rule codified in 12 CFR — by its citation or Regulation letter. Returns the exact regulatory wording currently in force. Answers "what does Regulation E require", "what is the Federal Reserve regulation for X", "read 12 CFR 1026.19", "the CFPB rule on X", "the OCC / FDIC regulation for X", "bank capital requirement". Forgiving input: "1026.19", "12 CFR 1026.19", "§ 217.10", "1026.19(e)" (paragraph stripped to the section), "part 1026". Fed "Regulation letters" resolve automatically: "Regulation Z" (truth in lending) -> part 1026, "Reg B" (ECOA) -> 1002, "Reg C" (HMDA) -> 1003, "Reg D" -> 204, "Reg E" (EFTA) -> 1005, "Reg O" (insider lending) -> 215, "Reg W" (affiliate transactions) -> 223, "Reg X" (RESPA) -> 1024, "Reg Y" (bank holding companies) -> 225, "Reg CC" (funds availability) -> 229, "Reg DD" (truth in savings) -> 1030, "Reg Q" / capital -> 217, plus "Volcker rule" -> 248, "CRA" -> 228, "liquidity coverage ratio" -> 249. Covers bank compliance across all of Title 12: consumer financial protection, mortgage disclosure and servicing, deposits and payments, capital and liquidity, holding-company supervision, safety and soundness. Pass a whole part or Regulation letter to get that part's section list. Example: banking_regulation({ citation: "1026.19" }) -> certain mortgage and variable-rate transactions; banking_regulation({ citation: "Regulation Z" }) -> the truth-in-lending part's section list. Keyless.
banking_regulations_searchKeyword search across the US banking regulations — Federal Reserve, OCC, FDIC, CFPB and NCUA rules in 12 CFR. Answers "what banking regulations cover X", "the Federal Reserve regulation about X", "find the CFPB rule for X", "which consumer financial protection rule applies to X", "the bank compliance requirement for X". Great for topics: truth in lending disclosure, mortgage origination and servicing, closing disclosures and TRID, ability to repay and qualified mortgages, electronic fund transfers and error resolution, overdraft and remittances, fair lending and adverse action notices, HMDA reporting, funds availability and check holds, deposit insurance, risk-based capital and leverage ratios, liquidity coverage, transactions with affiliates, insider lending limits, bank holding company activities, stress testing, community reinvestment. Returns matching banking rules with citation (12 CFR), heading, excerpt, and source URL. Example: banking_regulations_search({ query: "truth in lending disclosure" }); banking_regulations_search({ query: "ability to repay qualified mortgage", limit: 15 }). Keyless.

Quick Start

Add to your MCP client (Claude Desktop, Cursor, Windsurf, etc.):

{
  "mcpServers": {
    "banking-regulations": {
      "url": "https://gateway.pipeworx.io/banking-regulations/mcp"
    }
  }
}
What this endpoint actually serves

tools/list at https://gateway.pipeworx.io/banking-regulations/mcp returns the tools in the table above plus the shared Pipeworx meta-tools — ask_pipeworx, discover_tools, search_within, remember/recall and the rest of the gateway-wide set. So the tool count you see is larger than this table: a single-pack endpoint currently lists roughly 30 shared tools alongside the pack's own. The connection's initialize response states its exact scope, and is the authoritative answer for a given day.

This is deliberate, not multiplexing by accident. The meta-tools are what let a scoped connection answer a question this pack does not cover — via ask_pipeworx, which routes across the whole catalog — without you adding a second MCP server. There is currently no way to mount a pack endpoint without them; if the extra schemas cost you more context than the routing is worth, connect to the full gateway once rather than to several pack endpoints.

Or connect to the full Pipeworx gateway to get every pack's tools listed directly, instead of just this one's:

{
  "mcpServers": {
    "pipeworx": {
      "url": "https://gateway.pipeworx.io/mcp"
    }
  }
}

Both URLs reach the same gateway and the same 1679+ data sources. The only difference is which pack's tools are listed directly; ask_pipeworx reaches all of them from either one.

No MCP client? Call it over HTTP

curl -X POST https://gateway.pipeworx.io/v1/tools/banking_regulation \
  -H 'Content-Type: application/json' \
  -d '{"citation":"Regulation Z"}'

No account needed for the first calls. Inspect any tool: GET https://gateway.pipeworx.io/v1/tools/banking_regulation. Find one: POST https://gateway.pipeworx.io/v1/tools/search_packs with {"query":"..."}.

Standalone (no gateway account)

This package also runs as a local stdio MCP server — no Pipeworx account, no gateway round-trip:

{
  "mcpServers": {
    "banking-regulations": {
      "command": "npx",
      "args": ["-y", "@pipeworx/mcp-banking-regulations"]
    }
  }
}

Or run it directly to confirm it starts:

npx -y @pipeworx/mcp-banking-regulations

It speaks MCP over stdin/stdout and answers initialize/tools/list/tools/call for only this pack's tools — none of the shared meta-tools the gateway connection above adds. Same source, same tools, no ask_pipeworx routing.

Using with ask_pipeworx

Instead of calling tools directly, you can ask questions in plain English — this works on the pack endpoint above as well as on the full gateway:

ask_pipeworx({ question: "your question about Banking Regulations data" })

The gateway picks the right tool and fills the arguments automatically.

More

License

MIT

Frequently asked questions

What is Banking Regulations?

Banking Regulations MCP — US banking & consumer-finance rules (12 CFR).

How do I install Banking Regulations?

It runs as a remote server. In Claude Code: claude mcp add --transport http banking-regulations 'https://gateway.pipeworx.io/banking-regulations/mcp'. For other clients, paste the JSON configuration from this page into their MCP settings.

Does Banking Regulations need an API key?

Its registry entry lists no required key or secret. Some features may still need an account with the service it connects to.

Is Banking Regulations open source?

Yes. Its code is on GitHub under the MIT license.

Who maintains Banking Regulations?

It is published by pipeworx-io. AI.tn lists it but does not maintain or endorse it.

From the official MCP Registry. Listing is not an endorsement: review a server's code and permissions before giving it access to your data.