io.github.gabrielmahia/bima-mcp

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Kenya insurance MCP: sample products, NHIF-era coverage figures, illustrative crop risk. Demo data.

What can you do with io.github.gabrielmahia/bima-mcp?

  • Farmers: "What crop insurance do I need for my 2-acre maize farm in Nakuru?"
  • Informal workers: "What NHIF tier 4 inpatient coverage do I get for KES 500/month?"
  • Chama treasurers: "How do I set up pooled hospitalization cover for 25 members?"
  • Researchers: "Compare parametric crop insurance risk across Kenya counties"

Install

Add this to your client's MCP configuration (Claude Desktop: claude_desktop_config.json; Cursor: .cursor/mcp.json; VS Code and others use the same "mcpServers" shape).

PYPI package bima-mcp
Claude Code
claude mcp add bima-mcp -- uvx bima-mcp==0.1.9
JSON configuration (Claude Desktop, Cursor, VS Code)
{
    "mcpServers": {
        "bima-mcp": {
            "command": "uvx",
            "args": [
                "bima-mcp==0.1.9"
            ]
        }
    }
}

Documentation

From the project's README on GitHub, refreshed weekly. Links open on GitHub.

Contents
  1. 🛡️ bima-mcp — Kenya Insurance Intelligence MCP Server
  2. Why Insurance Infrastructure Matters
  3. Tools
  4. Quick Start
  5. Claude Desktop Integration
  6. Use Cases
  7. Research Basis
  8. ⚠️ Disclaimers
  9. Part of the East Africa Coordination Stack
  10. IP & Collaboration
  11. Part of the East Africa coordination stack

🛡️ bima-mcp — Kenya Insurance Intelligence MCP Server

Install: pip install bima-mcp · Use with any MCP client.

Insurance products exist — NHIF, parametric crop cover, microinsurance — but comparing them or checking eligibility requires navigating separate portals with no shared interface.

Exposes Kenya insurance data, NHIF-era coverage figures (NHIF is now SHA/SHIF), parametric crop risk scoring, and microinsurance comparison through the Model Context Protocol.

Why Insurance Infrastructure Matters

In mature economies, insurance is invisible infrastructure — it enables risk-taking by capping downside. A farmer plants a new crop because crop insurance limits loss. A parent starts a business because health insurance protects the family. Without this floor, the rational choice is perpetual caution.

Kenya's insurance penetration: 2.3% of GDP vs 8–11% in developed markets. The gap is not cultural — it is the cost of distribution, claims verification, and actuarial data. All three can be compressed by technology.

Tools

ToolWhat it does
kenya_insurance_productsList IRA-registered products by type (health, life, crop, device)
nhif_coverage_queryQuery NHIF benefits by hospital tier and procedure type
premium_estimateEstimate monthly premiums for any coverage type + income bracket
parametric_crop_riskIllustrative crop insurance risk from a small hand-written county table (not verified against NDMA data)
compare_microinsuranceCompare affordable products by target group and budget
community_pool_calculatorSize a chama pooled insurance arrangement

Quick Start

pip install bima-mcp       # coming soon to PyPI
bima-mcp                   # starts the MCP server on stdio

Claude Desktop Integration

{
  "mcpServers": {
    "bima-mcp": {
      "command": "bima-mcp"
    }
  }
}

Use Cases

  • Farmers: "What crop insurance do I need for my 2-acre maize farm in Nakuru?"
  • Informal workers: "What NHIF tier 4 inpatient coverage do I get for KES 500/month?"
  • Chama treasurers: "How do I set up pooled hospitalization cover for 25 members?"
  • Researchers: "Compare parametric crop insurance risk across Kenya counties"

Research Basis

  • ACRE Africa Parametric Crop Insurance Methodology (2023)
  • Kenya IRA Annual Report 2024
  • World Bank Insurance Primer for Low-Income Markets (2023)
  • NDMA County Drought Monitoring Reports

⚠️ Disclaimers

DEMO data — not real insurance products or binding quotes. Not affiliated with NHIF, IRA, or any insurance provider. Always consult a licensed IRA-registered insurance agent for actual products. Kenya IRA: ira.go.ke


© 2026 Gabriel Mahia / AI Kung Fu LLC · MIT License

Part of the East Africa Coordination Stack

This MCP server is part of the Kenya coordination infrastructure. It connects to africa-coord-bus — the coordination event bus that routes signals between domains automatically.

When this server detects a threshold condition, the bus notifies:

  • bima-mcp — parametric insurance evaluation
  • kilimo-mcp — agricultural advisory
  • afya-mcp — health surveillance activation
  • county-mcp — county office alert
pip install africa-coord-bus

All servers: pypi.org/user/gmahia

IP & Collaboration

MIT licensed. Feedback via GitHub Issues only — pull requests are not accepted. Demo data is labeled DEMO and is not suitable for operational decisions. Full policy: docs/architecture/IP_POLICY.md. Security reports: see SECURITY.md.

Part of the East Africa coordination stack

Model-agnostic by design: closed APIs, open-weight models, and small distilled models are all first-class citizens.

Frequently asked questions

What is io.github.gabrielmahia/bima-mcp?

Kenya insurance MCP: sample products, NHIF-era coverage figures, illustrative crop risk. Demo data.

How do I install io.github.gabrielmahia/bima-mcp?

It runs on your machine. In Claude Code: claude mcp add bima-mcp -- uvx bima-mcp==0.1.9. For other clients, paste the JSON configuration from this page into their MCP settings.

Does io.github.gabrielmahia/bima-mcp need an API key?

Its registry entry lists no required key or secret. Some features may still need an account with the service it connects to.

Is io.github.gabrielmahia/bima-mcp open source?

Its code is public on GitHub, but the repository does not declare a standard license.

Who maintains io.github.gabrielmahia/bima-mcp?

It is published by gabrielmahia. AI.tn lists it but does not maintain or endorse it.

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