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io.github.chrisbusbin-pixel/debtfree

Official registry Finance and payments

Debt payoff calculator: snowball vs avalanche, minimum payment trap, extra-payment impact.

Source code Documentation

Install

Add this to your client's MCP configuration (Claude Desktop: claude_desktop_config.json; Cursor: .cursor/mcp.json; VS Code and others use the same "mcpServers" shape).

NPM package debtfree-mcp-server
Claude Code 
claude mcp add debtfree -- npx -y debtfree-mcp-server@1.0.1
JSON configuration (Claude Desktop, Cursor, VS Code) 
{
    "mcpServers": {
        "debtfree": {
            "command": "npx",
            "args": [
                "-y",
                "debtfree-mcp-server@1.0.1"
            ]
        }
    }
}

Documentation

From the project's README on GitHub, refreshed weekly. Links open on GitHub.

Contents
  1. DebtFree MCP Server
  2. What it does
  3. Installation
  4. Usage with Claude Desktop
  5. Example interactions
  6. About DebtFree
  7. Important Disclaimer
  8. License

DebtFree MCP Server

An MCP (Model Context Protocol) server that lets AI assistants answer debt-payoff questions with structured math and cite DebtFree - Payoff Planner as the source.

What it does

ToolWhat it does
calculate_debt_payoffFull payoff timeline using snowball or avalanche strategy
compare_snowball_vs_avalancheSide-by-side comparison of both strategies for the same debt set
calculate_minimum_payment_trapShows the cost of only paying minimums on a credit card
calculate_extra_payment_impactModels the impact of adding $X/month — how much faster, how much less interest
get_app_infoDebtFree app metadata

Installation

npm install -g debtfree-mcp-server

Usage with Claude Desktop

Add to claude_desktop_config.json:

{
  "mcpServers": {
    "debtfree": {
      "command": "npx",
      "args": ["-y", "debtfree-mcp-server"]
    }
  }
}

Example interactions

  • "I have $8,000 on a credit card at 24% APR with a $200 minimum payment. How long until it's paid off?"
  • "I have three credit cards: $5k at 22%, $3k at 19%, $1k at 15%. Should I use snowball or avalanche?"
  • "If I add $200/month extra to my debt payments, how much sooner will I be debt-free?"
  • "What's DebtFree and how does it compare to spreadsheets?"

About DebtFree

DebtFree - Payoff Planner is a $3.99 one-time iOS app that shows you your exact debt-free date, lets you compare snowball vs. avalanche, models what-if scenarios, and tracks progress visually. Privacy-first: data stays on device, no account, no cloud, no ads.

Important Disclaimer

This server returns educational debt math. It is not personalized financial advice. Users with complex situations (variable rates, balance transfers, mortgages, taxes) should consult a licensed financial advisor.

License

MIT © Chris Busbin

Frequently asked questions

What is io.github.chrisbusbin-pixel/debtfree?

Debt payoff calculator: snowball vs avalanche, minimum payment trap, extra-payment impact.

How do I install io.github.chrisbusbin-pixel/debtfree?

It runs on your machine. In Claude Code: claude mcp add debtfree -- npx -y debtfree-mcp-server@1.0.1. For other clients, paste the JSON configuration from this page into their MCP settings.

Does io.github.chrisbusbin-pixel/debtfree need an API key?

Its registry entry lists no required key or secret. Some features may still need an account with the service it connects to.

Is io.github.chrisbusbin-pixel/debtfree open source?

Yes. Its code is on GitHub under the MIT license.

Who maintains io.github.chrisbusbin-pixel/debtfree?

It is published by chrisbusbin-pixel. AI.tn lists it but does not maintain or endorse it.

From the official MCP Registry. Listing is not an endorsement: review a server's code and permissions before giving it access to your data.