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Rychlá Hypo – Czech mortgages

Official registry Finance and payments

Czech mortgage rates, payment comparison and max loan per bank for 6 major Czech banks.

Source code Website Documentation

Install

Add this to your client's MCP configuration (Claude Desktop: claude_desktop_config.json; Cursor: .cursor/mcp.json; VS Code and others use the same "mcpServers" shape).

Remote (streamable-http)
Claude Code 
claude mcp add --transport http rychl-hypo-czech-mortgages 'https://rychlahypo.cz/mcp'
JSON configuration (Claude Desktop, Cursor, VS Code) 
{
    "mcpServers": {
        "rychl-hypo-czech-mortgages": {
            "type": "http",
            "url": "https://rychlahypo.cz/mcp"
        }
    }
}

Documentation

From the project's README on GitHub, refreshed weekly. Links open on GitHub.

Contents
  1. Rychlá Hypo MCP server – Czech mortgages
  2. Tools
  3. Connect
  4. Example
  5. Terms

Rychlá Hypo MCP server – Czech mortgages

Remote MCP server with Czech mortgage data for AI assistants and agents. It answers questions like "What mortgage rate can I get in the Czech Republic?" or "How much will a Czech bank lend me on a 60 000 CZK net income?" for the six largest Czech mortgage banks: Česká spořitelna, ČSOB, Komerční banka, UniCredit Bank, Raiffeisenbank and mBank.

This repository only documents the hosted server. The calculation engine runs on rychlahypo.cz and is not open source.

Tools

ToolWhat it does
get_mortgage_ratesCurrent offered rates of 6 Czech banks by fixation period (1, 3, 5, 7, 10 years) with APRC (RPSN), LTV surcharges, limits and fees. Verified daily in the banks' calculators.
compare_mortgagesMonthly payment, APRC, total cost and total interest of a given loan at each bank, sorted from cheapest.
calculate_max_mortgageHow much each bank will lend, or whether a requested amount gets approved, from household income, debts, children and property. Uses each bank's own credit methodology (DSTI, DTI, LTV, living costs, income recognition).
get_advisor_contactHow to get a binding assessment and free arrangement with a licensed mortgage intermediary.

No personal data is needed (ages and amounts only) and nothing is stored.

Connect

Claude Code

claude mcp add --transport http rychlahypo https://rychlahypo.cz/mcp

Claude.ai / Claude Desktop, ChatGPT (developer mode) – add a custom connector with URL https://rychlahypo.cz/mcp.

Cursor, VS Code, Windsurf and other clients

{
  "mcpServers": {
    "rychlahypo": { "url": "https://rychlahypo.cz/mcp" }
  }
}

Example

curl -s -X POST https://rychlahypo.cz/mcp -H 'Content-Type: application/json' -d '{
  "jsonrpc": "2.0", "id": 1, "method": "tools/call",
  "params": { "name": "compare_mortgages",
    "arguments": { "loan_amount": 4000000, "property_value": 5000000, "term_years": 30, "fixation": "3R" } } }'

Terms

Free to use for showing results to people in AI assistants, apps and websites. When you show a rate, show the APRC (RPSN) at least as prominently (Czech consumer credit law, § 91 of Act No. 257/2016 Coll.) and cite Rychlá Hypo (https://rychlahypo.cz) as the source. Reselling results, building a competing mortgage comparison on top of the API, bulk harvesting and reconstructing the methodology are not allowed. Results are indicative, not a bank offer or financial advice.

Rychlá Hypo is operated by Kurdiovsky s.r.o. Mortgages are arranged by Jan Kurdiovský, tied agent of SAB servis s.r.o., registered with the Czech National Bank. Contact: info@rychlahypo.cz

Česky

Veřejný MCP server Rychlé Hypo: aktuální sazby hypoték 6 bank s RPSN, srovnání splátek a kolik vám která banka půjčí podle své metodiky. Zdarma, bez klíče a bez osobních údajů. Dokumentace: https://rychlahypo.cz/api-dokumentace

Frequently asked questions

What is Rychlá Hypo – Czech mortgages?

Czech mortgage rates, payment comparison and max loan per bank for 6 major Czech banks.

How do I install Rychlá Hypo – Czech mortgages?

It runs as a remote server. In Claude Code: claude mcp add --transport http rychl-hypo-czech-mortgages 'https://rychlahypo.cz/mcp'. For other clients, paste the JSON configuration from this page into their MCP settings.

Does Rychlá Hypo – Czech mortgages need an API key?

Its registry entry lists no required key or secret. Some features may still need an account with the service it connects to.

Is Rychlá Hypo – Czech mortgages open source?

Its code is public on GitHub, but the repository does not declare a standard license.

Who maintains Rychlá Hypo – Czech mortgages?

It is published by emil-asistent. AI.tn lists it but does not maintain or endorse it.

From the official MCP Registry. Listing is not an endorsement: review a server's code and permissions before giving it access to your data.